Privacy policy

What does Noumenati, LLC ("Noumenati") do with your personal information?

Why?

Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on your access of our content, your communications with us, and the products and services you have with us.

This information comes primarily from the registrations, applications and other information you submit to us and from third-party service providers, and can include:
- Identity related information and credit history
- Income and employment related information
- Financial account information
- Technology and user information from accessing our services electronically

How?

All companies need to share customers’ personal information to run their everyday business. In the section below, we list reasons companies can share their customers’ personal information; the reasons Noumenati chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Noumenati share?

Can you limit this sharing?

For our marketing purposes

to offer our products and services to you

Does Noumenati share?

Yes

Can you limit this sharing?

No

For our everyday business purposes

Such as to provide access to our products, process your transactions, maintain and service your account(s), respond to court orders and legal investigations, improve our products, detect improper activity, collections, or report to credit bureaus

Does Noumenati share?

Yes

Can you limit this sharing?

No

For joint marketing with other financial companies

Does Noumenati share?

No

Can you limit this sharing?

We don't share

For our affiliates' everyday business purposes

information about your creditworthiness

Does Noumenati share?

Yes

Can you limit this sharing?

No

For our affiliates to market to you

Does Noumenati share?

Yes

Can you limit this sharing?

Yes

For nonaffiliates to market to you

Does Noumenati share?

No

Can you limit this sharing?

We don't share

Questions?

Email us at support@noumenati.com or call us at 1-800-208-8812.

What we do

How does Noumenati protect my personal information?

We take reasonable measures designed to protect your personal information from unauthorized access and use by maintaining physical, electronic and procedural safeguards as required by applicable law. These measures include computer safeguards, electronic security measures, and physical security.

You are responsible for the secrecy of your password and account information and controlling access to your email.If any information under our control is compromised, we will take reasonable steps to investigate the situation and, where appropriate, notify those individuals whose information may have been compromised, and take other steps in accordance with any applicable laws.

How does Noumenati collect my personal information?

We collect your personal information, for example, when you:
- Give us your contact information
- Visit or register at our site, or apply for our products or services
- Open an account or provide account information
- Provide us with your historical, current and projected income
- Instruct us on transactions

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

- Our affiliates include Noumena Partners, LLC; Connect 150, LLC; and Chameleon 1, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

- Noumenati does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

- Noumenati does not jointly market.

Other important information

This Privacy Notice applies only to Noumenati and does not apply to any product or service that you may obtain from an affiliate of Noumenati. This Privacy Notice may be amended upon notice to you, which includes posting the updated version to our website/mobile application.

Children’s privacy. We do not knowingly collect or solicit any information from anyone under the age of 18 or knowingly allow such persons to apply for our products. Our website/mobile application and their content are not directed at children under the age of 13. If we learn that we have collected personal information from a child under age 13, we will delete that information promptly. If you believe that we might have any information from a child under 13, please contact us by email at support@noumenati.com or by telephone at (800)567-1232.